अम्रिकामा के हो एस्तो? जति काम गरेपनि पैसा सबै स्वाहा| घरभाडा खान बिजुली को बिल हित को बिल फोन को बिल केवल र इन्टरनेट को बिल कलेज को बिल अनि एक दुइ चोटी बारको भ्रमण अनि सबै पैसा च्वाट | हातमा लाग्यो सुन्ना 
 
होइन प्रभो साझाबासिहरु संग त्येस्तो केहि त्रिक छैन भने पैसा अलि बचाउने उपाए

Hagnu ni kina paryo. Jhan hagnu na Gaye paisa matra haina energy ni save.

Sathi, I'm not talking about replacing food with vitamins. That would be fool hardy.

What I'm proposing is to take vitamins along with your food because we often don't have time/skill/money to prepare a balanced meal every time. Mine and most single guys' meal consists of masu bhat half the time, thats just protein and carbs. Vitamins just help you get your energy levels up without overdosing on energy drinks and caffeine.

ma  pani paila paila testai testai nai soch the kasari paisa bachaone bhanne barema ra paisa kharcha garda dus choti sochera garthe . its hard to save money that's fore sure like paying for rent , mortgage , grocery , alcohol and beer, bus or car expenses ,  smoke for smokers , clothes and fashion ,  actually i will make table chart

EXPENSES                                          PRICES IN DOLLAR             NORMAL PERSON EXPENSES        RICH PERSON EXPENSES
1. rent                                                     400-2000                                    400                                                               2000
2. grocery                                               400-2000                                    350                                                               2000
3. mortgage                                           800-2000                                    800                                                                2000
4. alcohol and beer                              50-2000                                       35                                                                  2000
5. bus and car expenses                    100-2000                                     100                                                               2000
6. smoke for smokers                          100-2000                                     20                                                                 2000
7. clothes and fashion                          100-2000                                     30                                                                 2000
8. hydro and heat                                    200-2000                                     50                                                                2000
9. condominium                                     300-2000                                      100                                                              2000
10. medical and aaushadi                    100-2500                                       40                                                              2000
11.  misceleneous expenses                0-2500                                           30                                                             2000

Aba koi   manche haru le thorai kharcha garera gareeb low class manche jasto kharcha garera baschan ani koi pura khatra dhaney manche jasto tanna paisa odaera basna ruchaochan tyo teneharu ko apasi mamala ho tara jasari teneharu basepani jaba mann ma shanti huncha tyo manche sukhi huncha sukhi hunu manche ko lagey ekdamai important kura ho . aba herom
when i calculated normal person expenses in total it came to 1955 which is still shit load of money . mero bichar dukha garera nakhai nakhai basno bhanda ta marne gari khane mooz garne dui din ko zindagani ho ananda sangha basne garda ramro hola personnel opinion

INb: bro reached closed to  final phase of living in us and  now started following चाणक्य नीति : ऋणम कृत्वा सुखम जिबेत , यावत जिबम सुखम जिबेत |

इन्टेलिजेन्ट गाइको अनुसार रिच मान्छेले महिनामा $ २२,००० खर्च गर्दा रहेछन| त्येस्ता नेपाली हरु कति पो रहेछन होला

My theory on saving is that you have to make money to really save money. After you make money then ideally you want to try to live within 50% of your earnings and save atleast 50%. I try to live within 30% of my earnings.